This website is owned and operated by The Financial Friend. These Terms set forth the terms and conditions under which you may use our website and services as offered by us. This website offers visitors descriptions of the services available from The Financial Friend, which may not be comprehensive. By accessing or using the website of our service, you explicitly approve that you have read, understood, and agree to be bound by these Terms. The Financial Friend retains all intellectual property rights in the website’s content, design, logos, and proprietary features. 

No Attorney-Client Relationship
 The information offered on this website or during our evaluation does not create an attorney-client relationship between us. The Financial Friend are not attorneys. As such, we are not responsible for any harm or losses resulting from reliance on the information contained on this website, which is provided for informational purposes only and relevant only to the extent necessary for you to make an informed choice as to what services you would like to obtain. The information on this website may not apply to your specific case. You should always consult with an attorney about your specific legal questions or issues.

Past Results Are Not a Guarantee of Future Results
 Descriptions and summaries found on this website are intended only to provide information about the activities and experience as a certified divorce financial analyst (CDFA^®) and should not be understood as a guarantee or assurance of future success. Every case is unique and different and should be evaluated on its own merits, without comparison to other cases that may have had different facts, circumstances, and outcomes. 

Limitation of Liability
 The use of this website is at the user’s own risk and, to the fullest extent permitted by applicable law, The Financial Friend expressly disclaims all liability with respect to actions taken or not taken based on any content of this website, including but not limited to direct, indirect, incidental, punitive, and consequential damages. The content of the website contains general information and may not reflect the most current legal developments, verdicts, or settlements and neither the authors nor The Financial Friend make any claims, promises, or guarantees about the accuracy, completeness, currency, or adequacy of the contents or information contained or linked to herein. The materials on this website may be changed, improved, withdrawn, or updated without notice. The Financial Friend is not responsible for any errors or omissions in the content of this website or for damages arising from the use or performance of this website under any circumstances. The Financial Friend Website contains hyperlinks to websites that are not operated by The Financial Friend or our Affiliates. These hyperlinks are provided for your reference and convenience only and do not imply any endorsement of the activities of these third-party websites or any association with their operators. The Financial Friend does not control these websites and is not responsible for their data practices. We urge you to review the privacy policy and any terms and conditions posted on any website you visit before using the website or providing any personal data about yourself. The Financial Friend explicitly disclaims any and all damages or issues that may arise from proceeding to any third-party website referenced on The Financial Friend website. 

The Financial Friend website and services are provided “as is” and “as available” without any warranties of any kind, express or implied. We do not guarantee continuous, uninterrupted access to the website or services, and we disclaim all liability for any interruptions or errors in the website’s operation.

No Solicitation
 You agree not to use any information on this website, including without limitation, the e-mail addresses, phone numbers, and mailing addresses that are posted here, to transmit, distribute or facilitate the distribution of unsolicited bulk e-mail, other advertisements, or any form of spam or unauthorized communications to The Financial Friend or any of its employees, and any such use of the information on this website is a violation of the terms of use of this website.